Obamacare may go down, in full or part, by the Supreme Court's ruling this summer. There doesn't appear to be a plan "B" waiting in the wings. Well, wait no longer, because here's one plan.
First of all, most people hate, really despise, their health insurance companies. I know I do. They stand to make gazillions more money no matter what. They whine about the huge payments they grudgingly pay for our medical care, while passing out bonuses to their executives that would feed small countries, and cure their AIDS and malaria as well. Meanwhile, they flood us with unnecessary paperwork and demand the same from us.
Second of all, group insurance is the only kind that is affordable for most people, and doesn't ban folks with pre-existing conditions. But, group coverage is tied to our employers, for no apparent reason. Lose your job, lose your coverage. Transfer or find a new job, don't get sick during the waiting period for coverage. This is daughter June's pet peeve.
How about groups other than employers? Baptists, Elks, Jaycees, Sons of the Pioneers? Insurance companies could bid on these groups, only if they are non-profit themselves. Think of the promotions like, 10% off your premium if you tithe? Your Credit Union could offer discounts with each Certificate of Deposit. AAA could offer gas coupons if you get your health and auto insurance with them! Why not?
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